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Insurance Claims - The Advertisement is only half true

How can a windshild company pay for a windshild, pay you $100 and the time and labor to replace the windshild?

We have alll heard the commercial.......We will buy your windshield back, we'll pay cash for your windshield.......It will not affect your rate!

While this is all true does anyone questions how they can buy your windshild back and pay for the new windshild?  This money has to come from somewhere.  I do understand that there are windshild claimes everyday in Florida with all the trucks on the road. 

However, people who have a legitimate claim should not need to be enticed to get their windshild fixed. It is covered with NO deductible in Florida and will not affect your CURRENT insurance rate.  If you decide to change carrier this COULD affect your rate depending on your prior claim history.

As an independent agent I have no affinity to any carrier.  I do have to answer the question every day....Why is my rate going up, I did not have any claims.  For an answer all you have to do is listen to the radio or watch tv.  What other industry has so many people on the airwaves begging people to file claims?

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